First,
understand. Then decide.

Utility token
on XRP Ledger.

XCL is a digital utility token on XRP Ledger. It does not confer rights to dividends, interest, company profits or corporate voting.

Use, availability and rules for each feature depend on its implementation and the terms set for that module.

Access is a function.
Not a return.

Holding or technically locking XCL is intended to verify access rights. It is not a deposit or a passive-income service.

You may transfer or sell XCL. If your balance falls below a module threshold, related access rights expire.

Read the terms.
Assess the risks.

Crypto-assets are volatile and may lose value. Wallets, exchanges and decentralized applications also involve technical, operational and security risks.

Do not risk funds you cannot afford to lose. Independently verify key information, including on-chain data, implementation status and local legal requirements.

Project information
and its limits.

We describe XCL as a utility token. Statements about regulatory classification and data protection reflect the project’s position; they are not regulatory approval or independent legal advice.

Requirements depend on jurisdiction and use. We do not claim a regulatory licence or approval. Check local law and the official Whitepaper v2.0.

Verification at access providers
licensed providers.

Korzystając z giełdy lub bramki fiat–krypto, możesz podlegać procedurze KYC (potwierdzenia tożsamości) i kontrolom AML/CFT wymaganym od danego dostawcy. W UE dostawcy CASP realizują również wymogi dotyczące informacji towarzyszących transferom kryptoaktywów (Travel Rule). Protocol XCL jest projektowany jako non-custodial: nie przechowujemy środków użytkowników ani nie prowadzimy KYC w samym protokole. Wymogi zależą od usługodawcy i jurysdykcji.

Check the facts.
Verify on-chain.

XCL issuer address: ra2GJJHk2Zb2TpryFC5N2VXdrJRJS6PVuU. Check current issuance conditions and account status directly in Bithomp or an XRPL explorer.

Whitepaper v2.0 describes the supply as fixed, but the document does not replace current ledger data. Independently verify account and issuance status.

“Xaman KYC: verified” is a third-party explorer label. It does not mean protocol users have completed KYC or that a regulator has approved the product.